Small Business Insurance in Highlands Ranch

SMALL BUSINESS
INSURANCE
serving Highlands Ranch, CO

Frequently Asked Questions

Why CoWest Insurance Group

Serving Douglas County for the past 75 years, CoWest Insurance Group, Inc. has evolved from a single CoWest agency into the Corporate office over 30 independent insurance agencies serving the entire state of Colorado.

CoWest remains a stable and profitable agency by meeting the needs of our employees, customers and communities, while using the highest ethical and professional standards, partnering with the best rated insurance companies and over 50 experienced independent insurance agents statewide. We provide excellent insurance products and services to our clients, whether they are in a metropolitan Colorado market or rural town.

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3 Easy Steps to Get the Best Coverage!

1. Determine the type of insurance you need

2. Call us at (303)688-9597

3. We find you the best possible coverage

CoWest
Small Business Insurance

If you own a business, you understand the importance of protecting your investment. At CoWest, we understand this as well, which is why we want to help you to not only get the small business insurance that you need, but to understand what you are getting and how best to protect your business with this insurance.

What is Small Business Insurance?

Small business insurance is a broad-reaching term that refers to the various types of financial protection available to business owners. By combining the different products to suit your needs, you can create a custom insurance solution for your company. Some of the coverage options available include:

Property Damage Protection (physical structure and personal property)
Liability Insurance
Workers’ Compensation Coverage
Business Auto Insurance
Umbrella Policies
E/O (Errors and Omissions) Insurance

Keep in mind that not all businesses need all of this coverage, and that you will need to assess your business in order to create the best small business insurance package for your needs. Ultimately, the ideal insurance solution for your company should protect it (and you) in every regard: property liability, employment liability, auto liability (if business vehicles are used), and financial liability.

How to Determine Your Needs

At CoWest, we can help you explore the different types of business protections available and create a custom small business insurance package just for you. We will walk you through the process and explain things every step of the way to give you the peace of mind that you are buying the best coverage for your organization.

To determine the insurance your business needs, start by considering the factors below.

1. What property belongs to the business? This includes any physical building or workspace, as well as furnishings, electronics and technology, vehicles, and even intellectual property. You need to protect all of these elements with your insurance policy.

2. Do you have employees? If you do, you will want to purchase Workers’ Compensation coverage to protect both of you in the event of a workplace injury or incident. This coverage will take care of medical expenses and partial lost wages for the employee(s) involved and is crucial in protecting the financial aspect of your company.

3. Do you need specialty professional insurance? There are unique types of coverage available for specific organizations and occupations that you might need to consider. For example, companies involved in giving advice or providing physical or emotional care to people will need to consider Errors and Omissions coverage. This essentially provides financial protection in the event of a negligence lawsuit. There are other types of specialty protection available and CoWest can help you determine what, if any, unique protections your organization needs.

Work with Experts to Completely Protect Your Business

CoWest is the leading insurance provider for small businesses in Highlands Ranch, Colorado. To learn more about our insurance services or get help creating your insurance package, contact us today.

Small Business Insurance | CoWest Insurance Group

The CoWest Insurance Group provides the policies that millions of professionals and businesses use every day. We have the widest range of insurance in Highlands Ranch, Co to cover your automobiles, property, professional services and more. Contact CoWest for you, your partner or anyone else in need of insurance in Colorado. We make it easy to obtain a quote online.

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